​GAP plan is available in:  AL, AR, AZ, GA, IA, IL, IN, KS, LA, MI, MO, MS, NC, NE, NM, NV, OH, OK, PA, SC, TN, TX, UT, WI
NOTE:  GA, IN, NC, TN and UT are state specials
Coming soon to: CA,

As a result of the ACA and continuing efforts to cut premium costs, participation in high deductible health plans is exploding - And so is the need for a true sickness and accident GAP insurance product.  Now released and available to individuals and employer groups on a voluntary basis, this GAP plan pays its benefits based upon "incurred expenses"  NOT a fixed benefit or daily indemnity amount. This product pays the bills!

Emerging Market Opportunity: Employers offering medical plans with out-of-pocket maximums above $5000 jumped 20% in 2012 to 32% in 2013 - Click to read article: Employee Benefit News - May 2014

Introducing GAP Coverage for Insurance Deductibles and Co-pays